Does your personal and commercial insurance carriers give multi policy discounts for carrying a life policy with them?

September 8, 2026

Why You Should Let Welsh Insurance Agency Quote All Your Insurance

Most people buy their policies one at a time—auto here, home there, life somewhere else—and never realize how much money they’re leaving on the table. At Welsh Insurance Agency in Loveland, Colorado, we quote everything in one place: personal lines, commercial lines, and life insurance. The reason is simple. Auto-Owners Insurance Company offers multi-policy discounts that stack when you keep your coverage under one roof, and those discounts can add up fast.

The Life Insurance Discount Most People Miss

Here’s the part that surprises a lot of folks. Auto-Owners gives an extra 5% discount off your personal lines policies—auto, home, condo, renters, and more—when you also carry a life insurance policy through them. For commercial lines, it’s an extra 2% off.
That means your life insurance isn’t just protecting your family. It’s actively lowering the cost of everything else you insure. In many cases, the savings on your other policies can offset a good chunk of the life premium itself.

Why Bundle Personal and Commercial Together

If you own a business, the math gets even better. Auto-Owners applies multi-policy discounts across both your personal and commercial coverage, so a business owner who also has auto, home, and life with them can stack several discounts at once. One agent, one company, one set of savings.

Why Contact Welsh Insurance Agency

We’re an independent agency, so we work with Auto-Owners and other A-rated carriers. That means we can compare options and find the right fit—not just push one company’s products. We’ll review your current policies, check whether you’re getting every discount you qualify for, and quote your personal, commercial, and life coverage side by side so you can see the full picture.

Quotes are free, and it takes just a few minutes to find out what you could be saving.
Contact Welsh Insurance Agency in Loveland, Colorado
Phone: (970) 663-5404 Email: jeff@wiainsurance.com Website: wiainsurance.com
Call or email today and let us check whether bundling with Auto-Owners can put money back in your pocket.

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Contact Us

Phone: 970-663-5404

Fax: 970-663-7183

633 North Denver Avenue
Loveland, CO 80537

Serving Loveland, Fort Collins, Greeley, Eaton, Windsor and surrounding cities.