Renters Insurance

Rent With Peace Of Mind


Fact: 64% of renters surveyed said they don’t have renters insurance in the Fort Collins and Loveland area.

From burglary and pipe bursts to smoke damage and vandalism, when the unthinkable happens, make sure you’re covered. Many renters don’t realize their personal possessions inside their apartment or rental home aren’t covered by their landlord’s insurance policy.


Personal property insurance for your Fort Collins or Loveland rental home covers your personal property in the event of a loss caused by common perils, including fire, smoke, theft, water damage, vandalism, and more. 

Additional Living Expense Covers you and members of your immediate family living with you for living expenses, over your usual expenses, when your home is uninhabitable because of a covered loss. 

Personal Liability Covers you and members of your immediate family living with you against lawsuits arising from bodily injury & / or property damage as well as legal defense costs. Consider Welsh Insurance in Fort Collins and Loveland for a renters insurance quote to protect your personal property and possessions


Special Personal Property Coverage Provides broader coverage than the base policy by covering additional causes of loss to personal possessions. For example, loss or misplacement of personal items is covered with this endorsement. 

Scheduled Personal Property Coverage Items such as jewelry, recreational vehicles and watercraft can be scheduled on the policy. Our Fort Collins and Loveland renters insurance agents can provide a quote to protect all of your personal property.

 Personal Property Replacement Cost Provides “new for old” coverage. 

Example: You have a 10-year-old couch damaged in a fire. The base policy pays the value of a 10-year-old couch. Personal Property Replacement Cost pays the amount to purchase a new couch. 

Renters Plus –(each of our carriers have different options but some of the things they coverage are as follow) –   Refrigerated Products – adds up to $750 of coverage. Policy deductible applies. • Waiver of deductible for damage caused by broken glass. • Property Damage caused by the backup of a sewer or sump pump. Coverage limits vary by state and are subject to a $250 deductible.

Why buy from us? 

As an independent agency, we shop several top rated carriers for you.  This will save you time and money on your Fort Collins and Loveland area renters insurance.

We can bundle your other personal insurance including auto, umbrella and even life insurance to save you even more money. 

Call us today!

Let Welsh Review & Compare Your Policy

Make sure your possessions are protected and safe. Contact our Fort Collins and Loveland renters insurance agents for a quote and see how we can help you rent with the knowledge of safety. We can’t wait to hear from you!